Introduction
The use of this site is governed by the policies, terms and conditions set forth below ('Terms and Conditions of Use'). Please read them carefully. Your use of this site indicates your acceptance of these Terms and Conditions of Use. Your submittal of any personal information to Epsen Fuller | IMD's website indicates acceptance of these Terms and Conditions of Use. These Terms and Conditions of Use shall supersede any subsequent terms or conditions included within this website, whether or not such terms or conditions are signed by Epsen Fuller | IMD. Epsen Fuller | IMD reserves the right to make changes to this site and these Terms and Conditions of Use at any time.

Privacy Policy
For information regarding privacy, please review the Privacy Policy which also governs your visit to the Epsen Fuller | IMD website.

Copyright and Trademark Notices
All editorial contents and graphics on this site are copyrights of Epsen Fuller | IMD and the related logos are trademarks and registered trademarks of Epsen Fuller | IMD. Other products and company names mentioned herein may be the trademarks or trade names of their respective owners.

Disclaimer of Warranties
THE INFORMATION, MATERIALS, SERVICES AND PRODUCTS INCLUDED ON THIS WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. EPSEN FULLER | IMD MAY MAKE CHANGES OR IMPROVEMENTS TO THIS SITE AT ANY TIME.

THE MATERIALS ON THIS SITE ARE PROVIDED 'AS IS' AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESSED OR IMPLIED, TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EPSEN FULLER & ASSOCIATES, LLC DISCLAIMS ALL WARRANTIES OR MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. EPSEN FULLER | IMD DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIAL ON THIS SITE WILL BE UNINTERRUPTED OR ERROR FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. EPSEN FULLER | IMD DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OF OR THE RESULT OF THE USE OF THE MATERIAL IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, TIMELINESS, OR OTHERWISE.

Limits on Liability
Epsen Fuller | IMD will not be liable for:

• The contents of any communication, message, or information provided to Epsen Fuller | IMD by you or other third parties.
• The contents of any website not controlled, owned, or operated by Epsen Fuller | IMD that is accessed from or linked to this website by direct or indirect means.
• Any damages or injury caused by, including but not limited to, any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, or line failure.
• Any direct, indirect, incidental, special, or consequential damages whether in contract, tort, strict liability or otherwise, arising out of or relating to use of or inability to use this website, even if Epsen Fuller | IMD has been advised of the possibility of such damages. If certain states do not allow the limitation of liability for consequential or incidental damages, the above may not apply to you.

Indemnification
You agree to indemnify and hold Epsen Fuller | IMD, its directors, officers, employees, agents and representatives harmless from all claims, liabilities, damages, and expenses (including attorneys' fees and expenses) arising out of or relating to (a) your use of this website; (b) any alleged breach of these Terms and Conditions of Use.

Limited License
This website is for your personal and noncommercial use. Except as otherwise expressly provided, you may not modify, copy, distribute, transmit, display, perform, reproduce, use, publish, license, create derivative works from, transfer or sell any information or content contained in the system, epsenfuller .com website as a whole software, products or services obtained from or available as part of or in conjunction with this system. You are granted a non-exclusive, non-assignable and non-transferable license to use this system only under these Terms and Conditions of Use.

This license is not a sale of any of the owner's rights. The www.espenfuller.com website may be used only by you, and you may not rent, lend, sub-license or transfer the website or any data residing on it or any of your rights under this agreement to anyone else. You may not develop or derive for commercial sale any data in machine-readable or other form that incorporates or uses any substantial part of the website. You may not transfer to or store any data residing or exchanged over the www.epsenfuller .com website in any electronic network for use by more than one user unless you obtain prior written permission from epsenfuller .com.

Law
The Terms and Conditions of Use shall be governed by the laws of the State of New Jersey, without regard to principles of conflict of laws, and any dispute of any sort that might arise between you and Epsen Fuller | IMD or its affiliates.

This site is operated by Epsen Fuller | IMD from the State of New Jersey, United States of America. Epsen Fuller | IMD makes no representation that materials in this site are appropriate or available for use in other locations. If you access this site from other locations, you do so on your own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable.

These Terms and Conditions of Use shall be governed by internal New Jersey and relevant federal laws, and irrevocable consent is hereby granted by both parties to the exclusive jurisdiction and venue for any action or dispute in the state and federal courts located in New Jersey. Use of this site is unauthorized in any jurisdiction that does not affect to all provisions of these Terms and Conditions of Use, including without limitation this paragraph.

Remedies
Given the nature of these terms, you understand and agree that, in addition to money damages, Epsen Fuller | IMD will be entitled to equitable relief upon a breach of them by you.

Waiver
No waiver by Epsen Fuller | IMD shall be construed as a waiver of any proceeding or succeeding breach of any provision.

Survival of Provisions
Each provision of the Terms and Conditions of Use shall be construed as separately applying and surviving even if for any reason one or other of those provisions is held to be inapplicable or unenforceable in any circumstances. These Terms and Conditions of Use shall be severable and construed to the extent of their enforceability in light of the parties' mutual intent if deemed at all unenforceable by the competent court.

Entire Agreement
We intend that these Terms and Conditions of Use constitute the entire agreement between Epsen Fuller | IMD and you. Any changes to these Terms and Conditions of Use between Epsen Fuller | IMD and you must be in writing and signed by both parties.

Contact Information
This site is owned and operated by Epsen Fuller | IMD with corporate offices located at:

1776 On The Green
67 Park Place East
Morristown, NJ 07960

If you have any questions concerning this site or its policies, please contact us at info@epsenfuller.com.